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Scaling a Lender in 2026 | Regulation, Risk & Real Growth - Vermelo Live

Join Santa Benga from Vermelo and Chris Bosworth, Founder of Finclusion, for a live conversation exploring what it really takes to scale a business in today’s regulated fintech market.

Drawing on Chris’s experience scaling Lendable’s motor finance division from launch and now building a newly FCA-authorised lender focused on underserved borrowers, this session will unpack the real challenges founders face as their companies grow — from navigating FCA regulation and managing risk to hiring the right team and building operational resilience during rapid growth.

This event is part of Vermelo Live – Scaling Under Pressure, a series designed to explore the realities of scaling fintech, insurtech and high-growth B2B businesses operating in complex and regulated markets.

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About the Event

Most conversations about scaling focus on the success stories — growth charts, funding rounds and big hires.

But the reality inside a growing business is often more complex.

Leaders suddenly find themselves managing people instead of building. Hiring decisions become harder. Culture begins to shift. Processes that once worked start to strain under pressure — and for companies operating in UK financial services, regulatory expectations add another layer of complexity.

This live conversation brings together founder insight and real-world experience to explore what scaling actually looks like behind the scenes.

No sales pitches. No presentations. Just honest discussion about the leadership decisions, hiring challenges and operational pressure that come with growth.

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What We’ll Discuss

During this session we’ll explore:

  • The realities of FCA authorisation and operating in regulated markets

  • AI and alternative credit scoring in modern lending

  • Balancing financial inclusion with responsible risk management

  • What tends to break first as companies move beyond the early stage

  • Hiring strategy and capability gaps during rapid growth

  • Perm vs contract hiring decisions in scaling fintech businesses

  • How leadership, culture and decision-making change as teams grow

Meet the Speakers

Chris Bosworth, Founder, Finclusion

Chris Bosworth is the founder of Finclusion, a newly FCA-authorised motor finance lender focused on serving underserved borrowers.

Previously, Chris played a key role in scaling Lendable’s motor finance division from launch, helping build one of the UK’s leading fintech lenders. His experience spans lending strategy, fintech growth and building businesses in highly regulated environments.

Santa Benga, Talent Consultant, Vermelo

Santa works closely with fintech and lending businesses navigating growth in regulated markets. Through Vermelo, she partners with founders and leadership teams to help build the teams needed to scale successfully.

Who Should Attend

This event is designed for:

  • Fintech founders and leadership teams

  • Lending and credit leaders

  • Insurtech founders and operators

  • Investors in fintech and regulated markets

  • Leaders within high-growth B2B scale-ups operating in complex industries

Unable to Attend?

Register anyway, and we’ll send you a copy of the recording post event

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